Used Car Loans
Right now. The right move.
Whoever said used isn’t as good as new? At Allegacy, smart choices come in all shapes. We offer up to 100% financing on pre-owned vehicles so you can find the sweet spot where value, aesthetic and affordability intersect.
Up to 100%***
Used Car Loans can cover up to 100% of the Southeastern NADA retail value of the car.
Lock Low Rates
Lock in low rates for up to 60 days on vehicles under 100K miles, up to 7 years of age.
Competitive Terms
Low monthly payments are designed to make purchasing a car more affordable.
|
Loan Type |
Payroll Deduction or Automatic Draft APR* |
Non-Payroll Deduction APR* |
|---|---|---|
|
*APR = Annual Percentage Rate. A new auto with a loan amount of $22,548, at an interest rate of 5.44%, for 60 months, would have a payment of $430.07.. **Up to 100% of Purchase Price not to exceed 10% over the Manufacturer’s Suggested Retail Price (MSRP). Loan Rates subject to determination of creditworthiness. ***NADA retail value (based on creditworthiness), 90% of List Price if automobile does not appear in NADA Guide. Maximum age of vehicle: 7 years old. Maximum mileage cannot exceed 100,000 miles. Loan Rates subject to determination of creditworthiness. ****Loan Rates subject to determination of creditworthiness. Up to NADA retail value (based on creditworthiness). Maximum age of vehicle: 10 years old. Maximum mileage can exceed 100,000 miles. Maximum length of loan subject to loan amount: $10,000+ up to 5 years; $5,000+ up to 4 years; and less than $5,000 up to 3 years. |
||
|
Loan Type Used Vehicle (Term: 1-60 Months)** |
Payroll Deduction or Automatic Draft APR* as low as 5.44% |
Non-Payroll Deduction APR* as low as 5.94% |
|
Loan Type Used Vehicle (Term: 61-66 Months)** |
Payroll Deduction or Automatic Draft APR* as low as 5.95% |
Non-Payroll Deduction APR* as low as 6.45% |
|
Loan Type Used Vehicle (Term: 67-75 Months)** |
Payroll Deduction or Automatic Draft APR* as low as 6.10% |
Non-Payroll Deduction APR* as low as 6.60% |
Calculators to get you on the road.
What others are saying ...
Andrew P.Connie helped me find the new vehicle I wanted. She helped me through the process and was able to deliver it to my home.
— member since 2013
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