Flexible and straightforward commercial deposit accounts supported by a local team

Visa Business Debit Card

Easy access to your business funds – wherever work takes you

With your Visa® Business Debit Card – free with all Business Checking Accounts – you can make purchases just about anywhere you go with greater flexibility, better tracking, more control, fraud protection, and competitive interest rates. Funds are directly debited from your company's checking account. No more checks, no need to save receipts for reimbursement.

Allegacy Visa Platinum card
Your questions, answered

Our commercial deposit accounts are available for a wide range of organizations, including businesses, nonprofits, and professional practices. A commercial banker can help confirm what’s needed to get started. 

The best fit typically depends on transaction rhythm, deposit activity, and how your organization prefers to manage visibility and access across users. We’ll walk through how your business operates and help match you with an option that fits.

Money market accounts offer more flexibility and access to funds, while certificates are designed for funds you won’t need right away and want to grow at a fixed rate over time.

Yes. Allegacy IOLTA checking accounts are structured to meet applicable North Carolina trust account rules. We’re happy to answer questions specific to your practice.

Separate accounts help distinguish day-to-day activity from funds set aside for specific purposes or future plans. This supports clearer reporting and stronger oversight.

No. IOLTA accounts are intended for client trust funds that must remain separate from operating balances.