Flexible and straightforward commercial deposit accounts supported by a local team

Explore our commercial deposit options

Commercial Checking

Flexible commercial checking options designed to support how you move money every day—from deposits and payments to recurring transactions. With digital access and local support, these accounts help keep your operations running smoothly as your business grows.

IOLTA

Purpose-built trust accounts for law firms that help securely manage client funds while meeting North Carolina IOLTA requirements. Backed by local expertise, these accounts are designed to support compliance without adding complexity to your day-to-day work.

Business Money Market

A practical way to earn dividends on surplus business cash while keeping funds accessible. Business money market accounts are well suited for reserves, planned expenses, or seasonal fluctuations—offering a balance of growth potential and flexibility.

Business Certificates

When funds are designated for a future purpose, Certificates provide term-based clarity — helping balances remain separate, intentional, and aligned with projected use.

Business Standard Savings

A simple, reliable way to set aside business funds for taxes, emergencies, or planned expenses. Standard Savings helps you stay prepared while keeping your money accessible when you need it.

Visa Business Debit Card

Easy access to your business funds – wherever work takes you

With your Visa® Business Debit Card – free with all Business Checking Accounts – you can make purchases just about anywhere you go with greater flexibility, better tracking, more control, fraud protection, and competitive interest rates. Funds are directly debited from your company's checking account. No more checks, no need to save receipts for reimbursement.

Allegacy Visa Business Debit Card

Let’s align your accounts with how your organization operates

Get clear guidance on business checking, savings, and deposit options—no pressure, just support from people who know your business and your community.

Your questions, answered

Our commercial deposit accounts are available for a wide range of organizations, including businesses, nonprofits, and professional practices. A commercial banker can help confirm what’s needed to get started. 

The best fit typically depends on transaction rhythm, deposit activity, and how your organization prefers to manage visibility and access across users. We’ll walk through how your business operates and help match you with an option that fits.

Money market accounts offer more flexibility and access to funds, while certificates are designed for funds you won’t need right away and want to grow at a fixed rate over time.

Yes. Allegacy IOLTA checking accounts are structured to meet applicable North Carolina trust account rules. We’re happy to answer questions specific to your practice.

Separate accounts help distinguish day-to-day activity from funds set aside for specific purposes or future plans. This supports clearer reporting and stronger oversight.

No. IOLTA accounts are intended for client trust funds that must remain separate from operating balances.