Commercial lending shaped around property, equipment, and working capital — aligned with how your business runs day to day

Explore our commercial lending options

Auto & Equipment Term Loans

Finance the vehicles, machinery, and equipment your business relies on every day. Our term loans offer predictable payments and flexible structures—aligned to your cash flow and the useful life of your assets.

Learn more

Business Lines of Credit

Access working capital when you need it. A business line of credit gives you flexible, revolving access to funds to payroll, inventory, and vendor payments or respond to opportunities as they arise.

Learn more

Real Estate Loans

Purchase, refinance, or expand with commercial real estate financing built around your property and long-term goals. Our loans are structured for owner-occupied and investment properties with local decision-making and competitive terms.

Learn more

Visa Business Rewards Credit Card

Manage day-to-day business expenses with confidence. Our Visa Business Rewards Credit Card helps you track employee spending, streamline expense management, and earn competitive rewards—giving you greater control and flexibility over your cash flow.

Learn more

Ready to apply for a commercial loan? Here’s what we’ll need

To keep the process moving smoothly, we’ll ask for a few key financial documents that help us understand your business and structure the right financing. Gathering these items upfront allows for faster decisions and a more efficient application process.

01
Discuss what the financing will support

Talk through whether the need involves property, equipment, or working capital timing.

02
Review structure and repayment approach

Terms are aligned with business history, projected cash flow, and how the financing supports day-to-day operations.

03
Move forward with local support

Work with a Commercial Banker through documentation, closing, and ongoing relationship support.

Our team

Our team is here to help with commercial financing

Our Commercial Banking team specializes in structuring financing for established businesses—from real estate and equipment to expansion and working capital. We take a consultative approach, backed by local decision-making, to deliver solutions aligned to your cash flow, growth plans, and long-term success.

Connect with a Commercial Banker
older businessman in meeting

Let’s talk through your next lending decision

A Commercial Banker can help align commercial lending options with your operational goals and long-term plans.

Book an appointment
Your questions, answered

There are a variety of different businesses that may qualify for a commercial loan, from established companies to growing organizations. Eligibility depends on factors like your business structure, financial history, cash flow, and the purpose of the loan. Our team takes time to understand your situation before recommending options. 

Commercial loan timelines vary based on the type and complexity of the loan, as well as how quickly information is provided. Some requests can move forward in a few weeks, while more complex transactions may take longer. We’ll walk you through what to expect and keep you informed at every step.

Yes. Many businesses use more than one lending solution over time—or even at the same time—to support different needs. We’ll look at your full financial picture and help structure lending options that work together, rather than treating each loan as a one-off decision. 

Commercial Lending Solutions may include Commercial Real Estate Loans, Commercial Lines of Credit for working capital, and Commercial Auto & Equipment Loans based on what the financing supports.

The right option depends on whether you’re financing property, equipment, or short-term cash flow needs. A Commercial Banker can walk through how each option works.

Terms are shaped around the type of financing, the asset involved, business performance, and repayment approach.