Put the equity you’ve built in your home to work—whether you’re renovating, consolidating debt, or planning your next move
Your home represents years of commitment and care. Our home equity solutions help you borrow against that value thoughtfully — with flexible access, structured repayment options, and specialists who guide you every step of the way.
A revolving line of credit that lets you access your home’s equity as needed during a 15-year draw period, featuring a special 6‑month introductory rate, up to $500 in paid closing costs, and options for more predictable payments when it makes sense for you.
Borrow, repay, and borrow again for up to 15 years, with access to up to 100% of your home’s value—giving you ongoing funds for projects, expenses, or unexpected needs.
Convert portions of your balance into fixed-rate segments for predictable monthly payments while keeping the remaining balance variable.
Manage your line with confidence—without annual fees and without penalties for paying it down early.
A revolving line of credit with interest‑only payments during the 15‑year draw period—designed for well‑qualified borrowers who want to manage cash flow while keeping access to their equity, with up to $500 in paid closing costs.
For the first 15 years, you pay interest only on the amount you use—helping keep initial payments lower, with borrowing options available up to 90% loan-to-value.
After the draw period ends, repay the remaining balance over a structured term of up to 15 years.
Pay down your balance when it works for you, without added fees for doing so.
A fixed-term home equity loan designed to help you pay down debt faster, with consistent monthly payments and little to no closing costs in qualifying states—available for primary residences or vacation homes up to 80% loan-to-value.
Enjoy stable monthly payments with an interest rate that remains fixed throughout your selected term.
Choose a shorter repayment timeline to accelerate payoff and build equity more quickly.
Use funds to refinance shorter-term mortgages or consolidate debt into one predictable payment with a clear finish line.
Applying for a home equity solution should feel straightforward — not overwhelming. Here’s what you can expect along the way.
Complete a secure application anytime that works for you.
A specialist reviews your application, answers your questions, and walks through next steps so you feel informed — never pressured.
Before closing, we review your final rate, payment structure, and terms in plain language so you know exactly what to expect.