Saving is personal. That’s why we offer flexible options and guidance to help you move forward at your own pace

Explore our savings accounts

Daily Access Savings

A dependable savings option to keep savings you want close at hand. Designed for flexibility, it makes it easy to move funds, build an emergency cushion, or keep savings close at hand while earning dividends.

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Club Savings

A goal-based account that helps you save gradually for planned expenses like holidays, travel, or special occasions. By setting money aside over time, you can avoid last-minute stress and rely less on credit.

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AllHealth Wellness Savings

A unique savings account that encourages healthy routines by connecting qualifying activities with how your savings can grow. It’s designed to support overall wellbeing—financial, physical, and mental—through everyday choices.

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Money Market Account

Best suited for larger balances, this account offers the opportunity for stronger earnings while still providing access to your funds. A practical option for established savings you want to keep working for you.

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Certificates

Earn predictable returns with fixed-term options that bring stability and discipline to your overall investment approach.

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IRAs

Invest for retirement with tax-advantaged accounts designed to help your money grow steadily over the long run.

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Ready to start saving?

Explore current savings rates for every account

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How to get started with a savings account

We’ve kept the process simple and supportive, so you can focus on what matters—getting started and building toward your goals. 

01
Choose what fits your goal

Think about how often you’ll need access and what you’re saving for and compare options based on your personal needs. We’re here to help if you want guidance.

02
Open your account

Apply online or visit a financial center and connect with a team member to get started. Opening an account is straightforward and secure. 

03
Start saving with confidence

Add funds, set up transfers, and track your progress at your own pace using digital banking tools designed to make saving feel manageable and clear.

Tools

See how your savings can grow

Our savings calculators help you explore what consistent saving could look like over time—so you can plan with clarity and confidence. 

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Your questions, answered

Savings accounts are designed to help you set money aside and earn dividends over time, while checking accounts are built for everyday spending and frequent transactions. 

Access depends on the type of savings account you choose. Some offer easy, everyday access, while others are designed to encourage longer-term saving with fewer transactions. 

Opening requirements vary by account. If you’re not sure which option fits best, we’re happy to walk through the details with you. 

You can absolutely have more than one savings account. Many members use multiple savings accounts to organize different goals—like everyday savings, planned expenses, or long-term goals. 

The right choice for a certificate or an IRA depends on your goals, time horizon, and comfort with risk. Certificates may suit those looking for stability and predictability, while IRAs are often better for long-term retirement investing—many people use both together. 

You don’t have to, but guidance can help. An investment team can help you understand your options, answer questions clearly, and ensure your choices align with your long-term goals.