From cargo vans to custom builds, we’ll help you explore financing options that fit your plans—and the road ahead

Financing built for vans and custom vehicles

Whether you’re upgrading your work van, customizing a vehicle for your business, or investing in something uniquely yours, we offer financing designed to fit specialized vehicles — with clear terms and guidance you can count on every step of the way.

Support for your new van purchase

Qualified borrowers may finance up to 90% of their new van’s list price, helping make mobility solutions more manageable without overwhelming upfront costs.

Financing for accessibility modifications

Loans may cover up to 50% of approved accessibility modifications, including lifts, lowered floors, and adaptive equipment designed around your specific needs.

Options available for used vans

Financing may be available for used vans with up to 100,000 miles, depending on condition and underwriting guidelines. We’ll help you explore what works best for you.

60-day approval window

Most approvals remain valid for up to 60 days, giving you time to coordinate vehicle selection, modifications, and insurance without unnecessary pressure.

How to get started with van & custom vehicle loans

We’ll help you determine whether this option fits both your vehicle and your financial goals. The process is straightforward, so you always know where you stand.

01
Apply online

Complete your secure online application in minutes. Share personal, income, and vehicle details so we can begin reviewing your request and determine loan options that align with your goals.

02
Review and approval

We’ll review your information and provide your approved amount, interest rate, and available repayment terms based on eligibility, so you can evaluate what works best for your situation.

03
Finalize your purchase

Provide required documents and complete loan paperwork. Once finalized, you’re ready to purchase your vehicle confidently, knowing your financing is clearly in place.

New car loan rates

Loan type  Payroll deduction or automatic draft APR*  Non-payroll deducation APR*  
New Vehicle (Term: 1-66 Months)**  as low as 5.19%  as low as 5.69%  
New Vehicle (Term: 67-75 Months)**  as low as 5.70%  as low as 6.20%  
New Vehicle (Term: 76-84 Months)**  as low as 5.85%  as low as 6.35%  

*APR = Annual Percentage Rate. A new auto with a loan amount of $24,180, at an interest rate of 5.19%, for 66 months, would have a payment of $421.92  

**Up to 100% of Purchase Price not to exceed 10% over the Manufacturer’s Suggested Retail Price (MSRP). Loan Rates subject to determination of creditworthiness.  

***NADA retail value (based on creditworthiness), 90% of List Price if automobile does not appear in NADA Guide. Maximum age of vehicle: 7 years old. Maximum mileage cannot exceed 100,000 miles. Loan Rates subject to determination of creditworthiness.  

****Loan Rates subject to determination of creditworthiness. Up to NADA retail value (based on creditworthiness). Maximum age of vehicle: 10 years old. Maximum mileage can exceed 100,000 miles. Maximum length of loan subject to loan amount:  $10,000+ up to 5 years; $5,000+ up to 4 years; and less than $5,000 up to 3 years.  
Your questions, answered

A mobility van loan—sometimes called a vehicle conversion loan—helps finance both the purchase of an accessible van and approved modifications like wheelchair lifts, lowered floors, or adaptive driving equipment. It’s designed to make accessible van financing more manageable and aligned with your needs.

Qualified borrowers may finance up to 90% of a new van’s chassis list price. The exact amount depends on your credit profile, vehicle details, and underwriting guidelines. We’ll walk through your options so you can move forward with confidence.

Yes. Up to 50% of eligible and approved accessibility conversion costs may be financed, subject to credit approval. This may include wheelchair lifts, ramps, lowered floors, and other adaptive equipment designed for everyday independence.

Submitting a full application for a mobility or custom vehicle loan may result in a credit inquiry, which could impact your credit score. If you have questions about the process, we’re here to talk it through before you apply.