With structured terms and supportive local guidance, we’ll make sure your financing fits your plans, not the other way around

Smart Vehicle Choice. Clear Financing to Match.

Choosing an older or higher-mileage vehicle is often a practical, budget-conscious decision. Financing it shouldn’t feel complicated. An Extended Mileage Auto Loan provides clear terms and straightforward guidance, so you can understand your options and move ahead with confidence.

Designed for older or higher-mileage vehicles

This loan is designed for vehicles that fall outside standard auto loan guidelines, including those that exceed certain age or mileage thresholds. It offers a structured option when traditional financing may not apply.

Loan amounts based on vehicle value

Financing is based on the vehicle’s value and your credit profile, helping ensure the loan structure aligns with the vehicle’s overall condition and realistic market value.

Terms available up to 60 months*

Choose a repayment timeline that supports manageable monthly payments and long-term planning. Qualified borrowers may select terms up to 60 months*.

AutoPay discounts

Set up automatic payments from an eligible account and you may qualify for a rate discount — a simple way to keep payments consistent and potentially reduce overall loan costs.

How to get started with an extended mileage loan

We’ll help you determine whether this option fits both your vehicle and your financial goals. The process is straightforward, so you always know where you stand.

01
Apply online

Complete your secure online application in minutes. Share personal, income, and vehicle details so we can begin reviewing your request and determine loan options that align with your goals.

02
Review and approval

We’ll review your information and provide your approved amount, interest rate, and available repayment terms based on eligibility, so you can evaluate what works best for your situation.

03
Finalize your purchase

Provide required documents and complete loan paperwork. Once finalized, you’re ready to purchase your vehicle confidently, knowing your financing is clearly in place.

Your questions, answered

An extended mileage auto loan is a financing option designed for older or higher-mileage vehicles that may not qualify for standard auto loans. It provides structured repayment terms based on the vehicle’s value and borrower eligibility.

Yes, financing may be available for vehicles with over 100,000 miles, depending on the vehicle’s age, condition, value, and underwriting guidelines. Approval and loan terms vary based on eligibility.

Eligible vehicles may include those up to 10 years old, depending on condition and loan criteria. Final eligibility is determined during the application and review process.

Qualified borrowers may choose repayment terms of up to 60 months. Available terms depend on credit profile, loan amount, and vehicle details.

Submitting a full loan application may result in a credit inquiry, which could impact your credit score. Reviewing general information or speaking with a lending specialist does not automatically result in a credit pull.