Flexible financing for your new vehicle—designed to help you move forward with confidence, clarity, and payments that fit your life

New Auto Loans designed around your life

That new car feeling is exciting. Financing it should not feel stressful. A New Auto Loan offers clear terms, flexible options, and support so you can choose what fits your life.

Finance up to 110% of the purchase price

Qualified borrowers may finance up to 100% of MSRP, which can reduce the need for a large upfront payment.

60-day approval window

You can get pre-approved before you start shopping, so you know what fits your budget. Approvals remain valid for up to 60 days, giving you time to shop, compare options, and make the right decision.

Competitive rates with steady payments

Enjoy a fixed interest rate and predictable monthly payment designed to fit comfortably within your budget over time.

Flexible terms up to 84 months*

Flexible repayment terms give you options, whether you prefer lower monthly payments or a shorter payoff timeline.

How to get started with your new auto loan

We’ve made the process simple and straightforward. Apply online, review your approval details, and finalize your financing before heading to the dealership with confidence.

01
Apply online

Complete your secure online application in minutes. Share personal, income, and vehicle details so we can begin reviewing your request and determine loan options that align with your goals.

02
Review and approval

We’ll review your information and provide your approved amount, interest rate, and available repayment terms based on eligibility, so you can evaluate what works best for your situation.

03
Finalize your purchase

Provide required documents and complete loan paperwork. Once finalized, you’re ready to purchase your vehicle confidently, knowing your financing is clearly in place.

Your questions, answered

A vehicle with fewer than 5,000 miles from the current, previous, or upcoming model year typically qualifies as a new car for financing. If you’re unsure whether your vehicle meets this definition, we’re happy to review the details with you.

Qualified borrowers may finance up to 110% of the new vehicle’s purchase price. Final approval depends on credit history, income, and vehicle details. We’ll walk through your options so you understand what fits your budget comfortably.

New car loan approvals are valid for up to 60 days. This gives you time to shop with confidence before finalizing your financing. Proof of insurance and required documentation must be completed before closing.

Repayment terms of up to 84 months are available for qualified borrowers. The right term depends on your budget, goals, and vehicle choice. We’ll help you review options that balance monthly payments and total loan cost.

A down payment may be required depending on your credit profile, loan structure, and vehicle value. Even when 110% financing is available, we can help you explore whether a down payment makes sense for your situation.

Submitting a full application for a new car loan may result in a credit inquiry, which could impact your credit score. If you have questions about how the process works, we’re here to explain it clearly before you apply.