Solutions designed to help you pay people, receive funds, and keep money moving — all through one connected online setup

Explore our cash management solutions for small businesses

ACH Payments

Send and receive electronic payments securely and efficiently. ACH solutions help you simplify payroll, vendor payments, and recurring collections — with local support from a team that understands your business.

Fraud & Controls

Protect your small business with proactive controls and monitoring solutions designed to reduce risk, prevent fraud, and give you peace of mind as your business grows.

Domestic & International Wire Transfers

Move money domestically or internationally with secure, reliable wire services. Ideal for detailed or time-sensitive payments, wires give you speed, clarity, and peace of mind when timing matters most.

Positive Pay

Strengthen your fraud prevention strategy with check and ACH monitoring tools. Positive Pay helps identify suspicious activity early—so you stay in control of outgoing payments and protect what you’ve worked hard to build.

Payment & Collection Services

From accepting card payments to managing payroll, these solutions help you streamline operations, improve cash flow visibility, and create a smoother experience for both customers and employees.

Cash management dictates how money moves through your business

Some days it’s payroll. Some days it’s a vendor payment. Sometimes a check comes in late, or a wire needs to go out quickly. Cash management tools help ensure that money movement feels easier to stay on top of.

Cash

Send payments with prefunded ACH credits

Prefunded ACH credits allow you to send outbound payments on a next-business-day schedule once funds are verified in advance — supporting payroll and vendor payments with steady timing.

smartphone

Deposit checks from your phone

Mobile deposit lets you submit checks electronically, whether you’re in the office or out in the field — so deposits move into your account without extra stops.

time

Use wire transfers when timing matters

Domestic and international wire transfers support time-sensitive payments, with straightforward steps and visibility through Business online banking.

Computer

Keep everything in view through Business online banking

Payments, deposits, and balances are accessible in one place, helping you stay aware of what’s moving in and out throughout the day. User access can be arranged, so responsibilities are shared clearly.

Let’s find the right tools for your cash flow

A conversation can help determine which cash management tools align with how your business sends payments, receives deposits, and monitors activity.

Your questions, answered

Cash management for small businesses includes tools and services that help businesses manage cash flow, make payments, monitor activity, and protect against fraud—all in one place.

Yes. Our cash management solutions are designed to support businesses at different stages, from owner-operated shops to growing teams.

Prefunded ACH credits allow you to send outbound payments after funds are verified in advance. Payments are delivered on a next-business-day schedule.

Yes. Mobile deposit allows approved users to submit checks electronically through a mobile device.

Yes. Domestic and international wire transfers are available for time-sensitive payments.

Payments, deposits, wire transfers, and reporting are managed through Business online banking. User access can be established, so responsibilities can be shared while maintaining visibility.