Manage payments, deposits, savings and longer-term planning with clarity 

Explore our small business deposit ecosystem

Business Community Checking

A straightforward checking option built for nonprofits and low-transaction businesses that want to manage day-to-day funds without monthly service fees. Ideal for organizations focused on simplicity, transparency, and keeping costs predictable.

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Business Value Checking

Designed for businesses with higher balances and transaction activity, Value Checking offers earning potential on tiered balances while helping you manage cash flow efficiently as your business expands.

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IOLTA 

A compliant trust account solution for North Carolina law firms that need a secure, responsible way to hold client funds. Supported by local expertise and designed to meet IOLTA requirements with confidence and care.

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Business Standard Savings

A simple, reliable way to set aside business funds for taxes, emergencies, or planned expenses. Standard Savings helps you stay prepared while keeping your money accessible when you need it.

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Business Money Markets

An option for businesses looking to earn more on excess cash. Money Market accounts balance higher earning potential with convenient access for short-term planning and flexibility.

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Business Certificates 

A structured savings option that allows businesses to lock in a fixed rate for a set period of time. Certificates are well-suited for longer-term goals when you want predictable returns and a clear savings timeline.

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Visa Business Debit Card

Easy access to your business funds – wherever work takes you

With your Visa® Business Debit Card – free with all Business Checking Accounts – you can make purchases just about anywhere you go, with greater flexibility, better tracking, more control, fraud protection, and competitive interest rates. Funds are directly debited from your company checking account. No more checks, no need to save receipts for reimbursement. It’s a better way to do business. 

Allegacy Visa Business Rewards Card

Let’s talk through the right account mix for your business

Whether you’re opening your first business account or refining how you manage cash, our small business specialists take the time to understand your operation and guide you toward deposit solutions that fit how you work.

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Your questions, answered 

A variety of small businesses can open deposit accounts with Allegacy. We work with a wide range of businesses, nonprofits, and professional organizations. A business specialist can help confirm eligibility and guide you through next steps.

The right checking account for your needs depends on your transaction volume, average balances, and how you use your funds. We’ll walk through your needs and help you compare options.

Yes, you can have multiple business deposit accounts. Many small businesses use a combination of checking and savings accounts to separate operating funds, reserves, and long-term savings.

The best first step for opening a small business deposit account is to talk with a small business specialist who can explain account options, required documentation, and timing.