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Home Loans

… lower initial payments specialized home financing a mortgage that better fits my needs funds without refinancing Fixed-rate mortgages Stability you can count on A fixed-rate mortgage keeps your interest rate and monthly payment …

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Mortgage Programs

Mortgage Programs Mortgage programs designed for community heroes, educators, … to support the work you do and the future you’re building A mortgage that respects the path you’ve chosen Community Heroes Mortgage Program Community heroes give so much to the … Mortgage Programs …

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Mortgage Refinancing

Mortgage Refinancing Refinancing your mortgage could help you lower your monthly payment, build … built around your goals Refinancing replaces your current mortgage with a new loan designed to better fit where you … Mortgage Refinancing …

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Adjustable-Rate Mortgages

… Adjustable-Rate Mortgages With a lower principal and interest payment, this … years Flexibility when plans may change An Adjustable-Rate Mortgage (ARM) starts with a fixed interest rate for a set … ARMs often begin with a lower rate than many fixed-rate mortgages. That can mean lower monthly payments during the …

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Fixed-Rate Mortgage

… Fixed-Rate Mortgage If you value consistency and fewer surprises over time, a fixed-rate mortgage offers the stability to plan with confidence Payments you can count on With a Fixed-Rate Mortgage, your interest rate does not change. Your principal … Fixed-Rate Mortgage

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Commercial Real Estate Loans

… loan structure. How is this different from a consumer mortgage? A commercial real estate loan is underwritten and … the property, and the deal’s cash flow, while a consumer mortgage is primarily based on personal income and standard …

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Home Equity Loans

… when it works for you, without added fees for doing so. Mortgage Eliminator Loan  A fixed-term home equity loan … or consolidation Use funds to refinance shorter-term mortgages or consolidate debt into one predictable payment … may be tax deductible; consult tax advisor for details.  Mortgage Eliminator Loan Rates³ Balance  APR*  Primary …

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Rates

… 5 Year $500.00 - $250,000.00 3.20% - 3.39% 3.25% - 3.45% Mortgage Saver (5 yr) $50.00 - $50,000.00 2.91% 2.95% *APY = … for IRA certificates.   Back to top Home Loans Fixed-Rate Mortgage Program  Rate  Points APR*  Payments 30 Year Fixed … notice. Rates last updated on 08/14/2026 at 12:01 PM (EST). Mortgage rates are based upon a variety of assumptions and …

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OOCRE Loans