Insurance

Auto & Home Insurance*

Get started
family by the car at the beach

 Personalized auto and home insurance options to help protect your vehicles, property, and peace of mind

Insurance that protects the life you’ve built

Your car and your home are part of your everyday life. Auto and home insurance help protect you financially from unexpected damage, accidents, or loss. We’ll help you find coverage that fits your needs — so you can move forward with confidence, right here in North Carolina.

Insurance that protects the life you’ve built

Your car and your home are part of your everyday life. Auto and home insurance help protect you financially from unexpected damage, accidents, or loss. We’ll help you find coverage that fits your needs — so you can move forward with confidence, right here in North Carolina.

Auto & recreational vehicle coverage

Through our partner, The Hilb Group of North Carolina, LLC, you can receive competitive quotes for cars, motorcycles, boats, and other recreational vehicles.

Home insurance for every living situation

Explore comprehensive coverage for single-family homes, condominiums, multi-family residences, and mobile homes tailored to your needs.

Guidance to pick the right carrier

Hilb Group represents multiple insurance carriers and helps you compare differences clearly — so you can choose coverage with confidence.

How to get started with auto and home insurance

Getting covered is simple. We’ll help you understand available options, compare quotes, and choose a policy that fits your needs and budget. 

01
Connect with our insurance team

Connect with an expert and book an appointment to begin the conversation. We’ll learn about your vehicle, property, and coverage goals.

02
Review competitive quotes

Through The Hilb Group of North Carolina, LLC, you’ll receive quotes from multiple insurance carriers and compare coverage details.

03
Select your policy

Choose the coverage level and deductible that aligns with your needs. We’ll guide you through next steps and required information.

04
Activate your coverage

Once finalized, your policy becomes active on the selected effective date, helping you move forward with added peace of mind.

businesswoman helping a client

Protect your home. Protect your drive.

Life happens — from storms to fender benders. We’re here to help you prepare with coverage that fits your life in North Carolina.

Get started 
Your questions, answered

Auto insurance can cover a variety of vehicles, depending on the policy and carrier. Coverage options may include cars, motorcycles, boats, and recreational vehicles. A licensed insurance specialist can review your specific vehicle and help you understand what coverage options apply to your situation. 

Home insurance coverage may be available for single-family homes, condominiums, multi-family residences, and mobile homes. Eligibility and coverage details depend on the insurance carrier and underwriting guidelines. Reviewing your property details with a specialist can help clarify which home insurance options are available to you. 

Auto and home insurance quotes are based on several factors. These may include property characteristics, driving history, geographic location, selected coverage limits, and chosen deductibles. After reviewing these details, you will receive coverage options and pricing information so you can select a policy that fits your needs and budget. 

If you have questions about auto or home insurance coverage, we are here to help you review your options clearly and confidently. 

The Hilb Group is a national insurance brokerage and advisory firm that provides property and casualty insurance, employee benefits, and risk management services. If you have questions about how The Hilb Group works with your coverage, an Allegacy expert can walk you through the relationship and help you understand your options clearly and confidently. 

Insurance bundling means putting more than one policy — like your home and auto insurance — together under one plan. When you bundle, many insurance companies offer discounts that can lower your total cost. Bundling may help you save money, keep your coverage organized, and make managing your insurance a little easier — without giving up quality protection. 

Disclosure

*Insurance and benefit products are offered through third‑party providers that are not affiliated with or guaranteed by Allegacy Financial Federal Credit Union. These products are not insured by the NCUA, are not deposits or other obligations of the credit union, and may involve risk, including possible loss of principal. The credit union and/or its affiliates may receive compensation from third‑party providers for referrals or for members’ purchase of these products. Additional disclosures and information will be provided at the time of application. Please review all materials carefully before proceeding.