Put extra cash to work while keeping the flexibility your business needs day to day

Flexible access. Stronger earnings. Built for business.

Your business doesn’t stand still — and your savings shouldn’t either. Our Money Market accounts give you the opportunity to earn competitive rates while maintaining access to your money when opportunities or expenses arise. With tiered rates designed to reward higher balances, this account helps your excess cash work harder without locking it away.

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Accessible when timing matters

A strong fit for funds you want available, with a structure that keeps them distinct from everyday activity and easier to review.

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Creates separation without complexity

Moving designated funds into a separate account can make reporting clearer and financial decisions easier to follow. 

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Online visibility and connection

Monitor balances through Business online banking, with optional connections to common accounting and financial management tools.

How organizations typically position reserve funds

Money Market accounts work best when funds are assigned a purpose — so balances stay clear and decisions stay confident.

01
Define the purpose

Examples include taxes, planned expenses, or a designated operating cushion.

02
Set a funding rhythm

Organizations often fund these balances on a set schedule or from specific incoming deposits.

03
Keep reporting clean

Separating these funds supports clearer review and easier month-end financial management.

Tools

Business calculators that help you plan with confidence

Make informed decisions with easy-to-use business calculators designed to help you estimate your savings, evaluate financing options, and plan for what’s next. Clear numbers. Practical insight. Greater confidence for your next move.

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Your questions, answered

A Business Money Market account is designed for funds you want to grow while keeping within reach. It’s often used for reserves, tax set-asides, or larger upcoming expenses—earning dividends while remaining accessible when timing matters. 

A Money Market account may be a better fit when flexibility is important. If you anticipate needing access to your funds, a Money Market provides liquidity. A Certificate is typically better suited for funds you can commit for a set term in exchange for a fixed rate. 

Business Money Market accounts are designed for savings, so certain transaction guidelines apply. These details—including any limits or fees—are outlined in the Business Fee Schedule to help you plan with clarity.

View Fee Schedule

Current dividend information and available tiers are provided in the Deposit Rate Schedule.

View Rate Schedule