Treasury tools work best when access, approvals, and visibility are just as clear as the payments themselves

Built around how your teams initiate, approve, and monitor payments

These controls are designed to match real operating workflows — separating who can do what, adding review steps where they matter, and keeping payment activity easy to confirm throughout the day.

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Dual control that mirrors real approval flows

Set it up so one person prepares a transaction and another approves it before release. This helps ensure one login isn’t the only safeguard between preparation and payment.

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Access mapped to real responsibilities

Assign permissions by role — who can create ACH activity, approve wires, view reports, manage users, or monitor payments — so teams have what they need without broader access than necessary.

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Sign-in protection beyond a password

Multi-factor authentication, device recognition, and secure sign-in options help strengthen access, especially for users who approve or manage payments.

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Alerts that keep activity visible

Configure notifications for login attempts, payment changes, new payees, high-dollar activity, or approvals — so teams can review quickly without hunting through screens. 

How to get started with Fraud & Controls

The goal is simple: make the right actions clear and consistent.

01
Set roles first, then add approvals

Start by defining who initiates payments, who approves, and who administers access. Then apply dual control where a second set of eyes matters most.

02
Turn on the alerts crucial to your role

Pick a short list tied to decision moments — login changes, payment edits, high-dollar activity, and approvals.

03
Review daily activity with a simple rhythm

A quick review at key points helps ensure approvals, edits, and exceptions are easy to confirm before the day closes.

Your questions, answered

Fraud is when someone uses deception to take money, personal information, or access to an account that isn’t theirs. 

It can look like a phone call pretending to be your financial institution, a text asking you to click a link, an email that seems urgent, or a transaction you don’t recognize. The goal is usually the same — to trick you into sharing sensitive information or sending money. 

If something doesn’t seem right, trust that instinct. We’re here to help you sort it out, protect your accounts, and move forward with confidence.

It covers the practical guardrails inside business online banking — sign-in protection, user roles, approval requirements, and monitoring tools that help keep payment activity clear and consistent.

Dual control separates preparing a transaction from approving it. One user initiates, a different user approves, and only then can the payment be released.

The most useful alerts are tied to decision points: login attempts, changes to payees or payment details, high-dollar activity, approvals, and exceptions that require review.