Warranty designed for homeowners who want flexibility, faster reimbursement, and smart coverage

Peace of mind when home repairs catch you off guard

When something breaks at home, we help you move forward with clearer coverage, faster reimbursement, and support you can trust.

Use your trusted technician

You’re not limited to assigned contractors. Work with the repair professional you already trust—or choose from a vetted network—so repairs happen on your timeline.

Fast reimbursement

Waiting weeks for reimbursement can add stress. Approved claims are reimbursed within 48 hours, helping you recover quickly and keep your budget on track.

Coverage that counts

Plans are built using real repair-risk data, so your coverage focuses on the systems and appliances most likely to need attention—without paying for what you don’t need.

Transparent claims process

Clear terms and a straightforward review process help eligible claims move forward smoothly, without the frustration often associated with home warranties. 

 

Guided by Allegacy

Our coverage is offered through us and administered by Coverly Home Protection, with coverage backed by a licensed insurance carrier for added confidence.

Getting started with home warranty is easy

Unexpected repairs can cost hundreds—or even thousands—of dollars. This home warranty provides predictable coverage for many common system and appliance breakdowns.

01
Start a claim

File through the online portal anytime or speak with a Coverly representative for live support.

02
Schedule the repair

Once your claim is approved, contact your trusted repair technician or select one from Coverly’s network.

03
Submit your repair receipt and get reimbursed

Upload your receipt through the online portal. Coverly’s review system handles the rest. Receive your repair reimbursement quickly—without unnecessary delays.

Our partner

Administered by Coverly Home Protection

Coverly Home Protection partners with Allegacy Federal Credit Union to deliver a comprehensive and transparent home protection experience. As the program’s third-party administrator, Coverly manages your plan, reviews claims, and issues reimbursements—while Allegacy makes this exclusive benefit available to support your financial well-being. 

Modern cozy white home with warm lighting
Your questions, answered

A home warranty is a service contract that helps cover the cost to repair or replace major home systems and appliances that break down due to normal wear and tear. Unlike homeowners insurance, which protects against unexpected events like fire or storm damage, a home warranty typically covers items such as HVAC systems, plumbing, electrical systems, and kitchen appliances. It can provide added peace of mind by helping manage repair costs after you move in. 

Allegacy home warranty helps cover repairs for water heaters, HVAC, kitchen exhaust fans, electrical systems, plumbing systems, built in microwaves, refrigerators, dishwashers, washers & dryers, and ovens/cooktops when they break down due to normal wear and tear, subject to plan terms and limits.

Yes. You can work with a technician you already trust or choose one from Coverly’s repair network.

Approved claims are typically reimbursed within 48 hours after your repair receipt is submitted and reviewed.

Yes. Allegacy members can choose from Essential, Advantage, or Elite plans, each offering the same covered items with different annual coverage limits.

Coverly Home Protection administers the program, handling claims review and reimbursement on behalf of Allegacy members.