Get access to funds that move at the pace of your business

A steady option for your day-to-day business needs

A Small Business Line of Credit is designed for moments when money is still on the way but payroll, vendor payments, or supply costs are coming up. Funds can be used as needed and repaid as balances change.

Cover payroll and vendor payments

When customer payments have not yet arrived, but payroll or vendor payments are due, a Small Business Line of Credit can help keep things moving for your business.

Support inventory and supply cycles

For businesses that purchase supplies before sales are completed, a line of credit can help manage timing between purchases and incoming payments.

Use and repay as needs change

Unlike a term loan, a line of credit allows you to draw funds when needed and repay based on what has been used. 

Your questions, answered

A Small Business Line of Credit provides access to funds that can be used as needed and repaid as balances change. It is often used for short-term business needs when timing between payments does not align.

A line of credit provides ongoing access to funds for short-term needs. A term loan provides a set amount for a specific purchase with structured payments over time.

Businesses often consider a line of credit when payroll, vendor payments, or supply purchases are coming up before customer payments arrive.

Small business lending begins with a conversation in a financial center with a Small Business Specialist who can review your request and outline next steps.