Build your reserves with a simple, reliable savings account designed to support your business at every stage

A strong foundation for your business savings

Every business membership begins with a Business Standard Savings. Our business savings account helps you set aside funds for taxes, emergencies, future investments, or the opportunities you’re working toward. With competitive rates and easy access to your money, it’s a straightforward way to separate reserves while keeping your focus on running and growing your business.

Separate reserves from daily spending

A savings account can help keep operating funds distinct from money you want to hold for planned expenses or future needs.

A steady place for seasonal timing

Many businesses use savings to prepare for tax payments, annual expenses, or seasons when cash flow timing shifts.

Part of a broader deposit mix

Business Standard Savings often works alongside checking and money market accounts to create clearer roles for operating funds and reserves.

Easy access when funds are needed

Funds remain accessible while still being held apart from everyday transaction activity. Account details are available in the Business Fee Schedule.

Tools

Business calculators that help you plan with confidence

Make informed decisions with easy-to-use business calculators designed to help you estimate your savings, evaluate financing options, and plan for what’s next. Clear numbers. Practical insight. Greater confidence for your next move.

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Your questions, answered

Business Standard Savings is designed to help small businesses set aside reserves for planned expenses, seasonal timing, or future needs while keeping funds connected to their overall deposit structure. It also establishes your business membership and serves as the foundation for opening and maintaining other small business deposit accounts. 

Yes. Many businesses use checking for daily activity and savings for reserves or planned funds held apart from operating balances. 

Both support reserves, but money market accounts may offer different access features or rate structures. An Allegacy expert can help compare options based on how your business holds reserves. 

Account details are available in the Business Fee Schedule and current rates are listed in the Deposit Rate Sheet.