Check eligibility
To apply, you must be 18 years of age or older, unless applying through a Student Run Credit Union or for a Youth Savings account with a parent or legal guardian
Every goal and situation is different. That’s why we offer a range of affordable loan options—so you can choose what fits your life today, with guidance that’s clear, local, and personal
Explore our personal loan options
Consolidation Loans
Bring multiple high-interest balances together into one monthly payment, helping simplify finances and create a clearer path forward.
Unsecured Loans
Access funds you need without using collateral, with borrowing options based on your credit profile and overall financial picture.
Share Loans
Borrow against your savings balance while keeping your funds intact, supporting access to cash and long-term saving habits.
Student Loans
Help cover education-related expenses with loan options and guidance designed to support students and families who are planning ahead.
Lifestyle Loans
Flexible financing designed to support life’s moments—whether you’re planning a project, covering an expense, or navigating something unexpected.
Securing a personal loan doesn’t have to be complicated
pplying for an Allegacy loan is designed to be easy. By gathering a few details ahead of time, you can help keep the process moving smoothly.
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Gather your information
Have your Social Security Number or Individual Taxpayer Identification Number, along with a valid, unexpired government-issued ID. You’ll need routing and account information for electronic transfer—or debit or credit card details if funding by card. Any joint applicant will need to enter and validate their information.
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Review and approval
When you submit your application, our team reviews the details to make sure everything aligns with your request. Once approved, we’ll walk you through the final details and next steps, so you know exactly what to expect before funds are made available.
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Tools
Use our loan calculators to plan with clarity
Our calculators help you estimate payments and explore scenarios—so you can understand what fits your budget and feel confident before you apply.
