Positive Pay adds an extra layer of oversight to your check and ACH activity — creating a clear review step so transactions don’t move forward without your confirmation

Payment review that fits into the way you already operate

Most organizations don’t want more complexity — they want fewer surprises. Positive Pay helps teams stay aligned by making outgoing payments easier to confirm and easier to explain.

Positive Pay (Check Matching)

When you issue checks, Positive Pay compares what clears against what you intended to send. If something doesn’t match, it’s flagged for review before funds leave the account.

Reverse Positive Pay

Reverse Positive Pay provides a daily list of checks ready to clear, and you confirm which should move forward. It’s a strong fit when you want review, without managing check upload files.

ACH Positive Pay

ACH Positive Pay helps you review outgoing electronic payments before they process, adding clarity when ACH activity becomes part of your regular payment rhythm.

How businesses use Positive Pay

Positive Pay works best when it becomes a small daily habit — not a heavy process.

01
Review what’s ready to clear

Each day, your team sees a short list of checks or ACH items scheduled to move out.

02
Approve what matches your records

Most items are routine. You confirm what looks right and move on quickly.

03
Pause anything unfamiliar

If something doesn’t align — amount, timing, payee — you can stop it before it clears and investigate while there’s still time.

Your questions, answered

Both add review before checks clear. Positive Pay compares clearing checks against a list of checks you issued. Reverse Positive Pay provides a list of checks presented for payment and asks you to confirm which should clear.

Most organizations review items once per day, confirm routine payments quickly, and pause anything unfamiliar. It becomes a repeatable rhythm — not an extra burden.

Yes. Many organizations use Positive Pay for checks and ACH Positive Pay for electronic payments to create consistent review across payment types.