Send time-sensitive payments through business online banking, with clear review steps before funds are released with wire transfers

A clear process for sending wires with confidence

Wire transfers begin online and follow your approval steps before submission. From there, the process stays clear, so that timing doesn’t feel uncertain.

01
Enter payment instructions online

Wire requests begin with recipient and destination details, including routing information, account instructions, and payment amount. Online wire requests submitted by 4:00 p.m. EST are processed the same business day.

02
Keep review steps aligned to your team

User roles and approval steps can be structured so wire details are reviewed before funds are released. This supports accountability without slowing down routine activity. The initiation and approval process remains consistent whether funds are sent within the United States or internationally. International wires may require additional destination details depending on country or currency.

03
Maintain documentation for reconciliation

Submitted wire activity remains visible in business online banking for reference, recordkeeping, and reconciliation — supporting teams that need a clear trail of outgoing payments.

Your questions, answered

Domestic wire transfers are often processed on the same business day if submitted before the cutoff time. International wires may take one to several business days, depending on the destination country, currency, and any intermediary banks involved. Timing can also vary based on when the request is approved and submitted.

A wire transfer is an electronic way to send money from one bank account to another. It moves funds through secure banking networks rather than paper checks or ACH processing. Wires are commonly used for larger or time-sensitive payments, including real estate transactions, vendor payments, or international transfers.

Online wire requests submitted by 4:00 p.m. EST are typically processed the same business day. Requests submitted after the cutoff time are generally processed on the next business day.

Wire requests require recipient details such as routing and account information, payment amount, and destination instructions. International wires may require additional fields depending on location.

Yes. User roles and approval steps can be structured so wire requests are reviewed before funds are released.

Submitted wire activity remains available in Business digital banking for documentation and reconciliation purposes.