Connect with our business specialists
Talk with our team and share your business plans for using a credit card so we can help determine if a commercial credit card is right for your needs.
Earn unlimited 1% Cash Back on every purchase with no rotating categories or no annual fee*
Built for everyday business spending
From routine operational purchases to travel and vendor payments, the Visa Business Rewards Credit Card fits naturally into how businesses manage expenses and review activity throughout the month.
Earn rewards on business purchases
Businesses earn points on eligible net purchases through CURewards®. Points accumulate as everyday expenses add up. Full program details are available in the [Business Credit Card Disclosures].
Widely accepted and secure
Accepted anywhere Visa® is accepted, with built-in security features designed to help protect your business transactions in real time, 24/7.
Employee cards with defined visibility
Additional cards can be issued with clear spending guidelines, supporting team purchases and oversight
Online access and account monitoring
Account activity can be reviewed through online tools, helping you monitor transactions, track balances, and stay informed throughout the billing cycle.
Protection built into every purchase
Visa Zero Liability protection and fraud monitoring help detect unauthorized activity and support confidence in routine spending.
Roadside Assistance
Get help when the unexpected happens on the road with 24/7 roadside assistance, including towing, jump-starts, tire changes, lockout assistance, fuel delivery, and winching.
Protection that goes wherever business takes you
Eligible purchases and business travel include valuable Visa® protections, from purchase security and rental car coverage to roadside assistance, emergency travel services, and travel accident and baggage delay insurance.
Travel and Emergency Assistance
Whether you're across the country or around the world, enjoy 24/7 emergency travel assistance with medical and legal referrals, emergency transportation, lost luggage support, prescription assistance, and translation services.
Travel Accident and Baggage Delay Insurance
Book travel with your eligible card and enjoy added protection, including travel accident coverage and reimbursement for essential items if your baggage is delayed.
Auto Rental Collision Damage Waiver
Pay with your eligible card and get protection against covered theft or collision damage to your rental vehicle, including eligible repair costs, loss-of-use charges, and related fees.
Purchase Security and Extended Protection
Get added protection for eligible purchases, including coverage against covered theft or damage for the first 90 days and an extended manufacturer’s warranty on qualifying items for up to one additional year.
How to open a business credit card
We believe financial decisions feel easier when you’re not making them alone. Our team is here to walk with you through each step, answer questions along the way, and help you apply with clarity and confidence.
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Complete your application
Once you’re ready, you’ll provide your business and ownership information so we can review your requests carefully and keep the process moving smoothly.
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Review and start managing expenses
We’ll walk through the next steps with you and answer any questions along the way. Once approved, use your card to manage purchases and keep business spending organized from day one.
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Disclosure
*Points are earned on Net New Purchases, which are defined as your purchases minus returns/credits made on your credit card account. Points can be redeemed as cash back on a 1 point to $0.01 basis. For more details see CU Rewards inside digital banking.