Business Community Checking Account

Manage the funds of your business with fewer fees, flexible transactions, and digital tools designed to make everyday banking simpler

Checking that supports daily business rhythm

Business Community Checking brings together practical tools and local support businesses count on—so you can manage money with confidence and keep moving forward

No monthly fees

No minimum balance and no monthly service fee—helping you keep more of what you earn as your business grows.

100 free transactions per month

Enjoy your first 100 transactions each month with no transaction fees, giving you flexibility to handle day-to-day activity without added costs.

Free cash deposits

Deposit up to $5,000 in cash each month at no cost — supporting businesses that handle in-person payments

Digital tools built for business

Mobile and online banking, account alerts, and eStatements make it easy to stay on top of your finances anytime, anywhere.

Turn everyday business purchases into meaningful rewards

Your business checking account keeps things moving. Pair it with the Allegacy Visa® Business Rewards Credit Card to earn rewards on the purchases you’re already making — from office supplies to travel and everything in between.

It’s a simple way to manage expenses, separate transactions clearly, and put your spending to work for your business. With local support and tools designed for growing businesses, you’ll have the flexibility you need today — and the confidence to plan for what’s next.

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Your questions, answered

Community Checking is designed for small businesses and nonprofits looking for a simple, dependable checking account to manage everyday finances while staying focused on what matters most—serving their customers, members, or mission.

No. There’s no minimum balance required, giving you flexibility as your organization grows and manages cash flow.

Your account can be opened at one of our Financial Centers. A dedicated specialist will walk you through next steps and help you get set up with the tools that fit your needs.

Book an appointment

Yes. Community Checking can be monitored and managed through Business online banking, including balance visibility and transaction activity.

Account details are available in the Business Fee Schedule and current rates are listed in the Deposit Rate Sheet.

Business checking accounts are available to eligible small business members. A Small Business Specialist can help walk through next steps.